Notice for Married Applicants residing in a Community Property State (Arizona,
California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or
Wisconsin): Please provide the information about your spouse requested under
Joint Applicant,even if your spouse is not a joint applicant. My spouse does not
have to be a joint applicant unless he/she wants to be a joint applicant
California Residents: An applicant, if married, may apply for a separate
account.
Maine Residents:I must have physical damage insurance covering loss or damage
to the vehicle for the term of any contract. For a lease, I must also have the
liability insurance as described in the lease. I may buy this insurance from anyone
I choose. I do not have to buy it from someone affiliated with the dealer or an
assignee of the retail installment contract. My choice of insurance will not affect
the credit approval process unless the insurance does not satisfy the contract
requirements or the insurance company does notsatisfy the reasonable standards of
the dealer or an assignee of the contract.
New Hampshire Residents: If I am applying for a balloon payment contract, upon
request and before entering into the balloon payment contract, I am entitled to
receive a written estimate of the monthly payment amount for refinancing the balloon
paymentbased on the creditor’s existing refinance programs. A balloon contract is an
installment sale contract with a scheduled final payment that is at least twice the
amount of one of the earlier scheduled equal periodic installment payments.
New York Residents: Consumer reports may be requested in connection with this
application. Additional consumer reports may be requested without further notice to
me with respect to any update, extension or renewal of this obligation. Upon
request, I will be informed whether or not a consumer report was requested and, if
it was, of the name and address of the consumer reporting agency that furnished the
report.
Ohio Residents: The Ohio laws against discrimination require that all
creditors make credit equally available to all credit worthy customers, and that
credit reporting agencies maintain separate credit histories on each individual upon
request. The Ohio Civil Rights Commission administers compliance with this law.
Rhode Island Residents: Credit Reports may be obtained in connection with my /
our application.
Vermont Residents: I authorize you and any financial service provider with
whom this application is shared, and each of their respective agents or employees,
to obtain credit reports to evaluate my credit application. If my application is
approved and credit is granted, I also authorize all parties granting credit,
holding and/or servicing my account, and each of their respective agents or
employees, to obtain additional credit reports in connection with my account, as
permitted by law.
Married Wisconsin Residents: No provision of a marital property agreement, a
unilateral statement under Wis. Stat. 766.59, or a court decree under Wis. Stat.
766.70 applied to marital property adversely affects your interest unless you
receive a copy of such agreement, statement, or decree prior to granting the credit
or unless you have actual knowledge of such adverse provision before credit is
granted.